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Insurance Score

Insurance Score (Glossary Word)

Insurance scores are based on consumer credit information which includes confidential information about loan payment history, the number of open credit accounts, bankruptcy and judgment filings. Insurance score measures how well a consumer manages their finances, not their financial assets; as such, income information is not included. Various studies have shown a high correlation between management of consumer finances and propensity to insurance loss. Many insurance companies use these scores in their underwriting and pricing determinations.


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DISCLAIMER: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Read your policy or consult with your agent for details. Your eligibility for particular products and services is subject to final underwriting and acceptance by the insurance company providing such products or services.

This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Be sure to read the policy, including all endorsements, or prospectus, if applicable.

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