Hawaii Insurance2023-07-21T09:08:34-07:00

Culley Insurance Group is now part of the Nicholson and Associates Insurance Insurance team.

Welcome to Nicholson and Associates Insurance

Your Hawaii Insurance Agency.

Ensuring the Protection of Your Assets.

We can help with all your insurance needs in Hawaii. Select a product below or call us at 808-419-7099 to start the conversation.

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Insurance Options

Auto Insurance

Home + Auto

Auto Insurance


Auto Insurance


Business Insurance


Business Insurance


Home Insurance


Our Partners

Representing the largest insurance companies in Hawaii.

About Us

Who is Nicholson and Associates Insurance?

Since its foundation in 1965, Nicholson and Associates Insurance has been dedicated to providing top-
tier, comprehensive insurance solutions tailored to our client’s unique needs.

As a property and casualty independent insurance agency, we offer all lines of coverage for both commercial and personal insurance.

While we focus on delivering value, we do a great job of delivering on price too.

36% Lower Rates vs Allstate

30% Lower Rates vs State Farm

23% Lower Rates vs Liberty Mutual

38% Lower Rates vs Geico

Protection meets life

How can we help?

Homeowners Insurance


Protection specifically designed for your property.

Automobile Insurance


For your cars, trucks, golf carts, and everything in between.

Life Insurance


Essential protection for the legacy you’ve worked hard to build.

Business Insurance


Peace of mind know your business and employees are protected.

Condo Association Insurance

Condo Associations

Solutions designed to keep your association protected.

Motor Truck Cargo Insurance


Protection to keep you and your cargo on the road.

Client Spotlight

What our clients say.

“I’ve never had an insurance agent be so helpful, and so caring before! I’ve been with Allstate, Farmers, Progressive, and now with Safeco. Hands down the best in Clark county! Cherie Walker was so helpful trying to help me figure out information about my old policy and I wasn’t even a client at the time!”


“I’ve always received excellent service and the entire staff at Nicholson & Associates is very professional and pleasant to work with.”


“Great place for low rates and excellent staff and service I recommend all I know looking for insurance.”


Frequently asked questions and answers
Frequently Asked Questions

Questions? Answers.

Can I get insurance coverage if I have a low credit score?2023-07-20T15:49:45-07:00

Yes, you can still get insurance coverage even with a low credit score. While credit may be considered in determining premiums in some cases, it does not necessarily disqualify you from obtaining coverage.

Remember, these answers are general in nature and may not apply to every insurance policy or situation. It’s essential to consult with your insurance provider or a licensed insurance professional to obtain specific guidance tailored to your insurance needs and circumstances.

Can I bundle my insurance policies?2023-07-20T15:49:45-07:00

Yes, many insurance providers offer discounts for bundling multiple policies, such as combining your auto and homeowners insurance. Bundling can help save money and simplify your insurance management.

What is the difference between replacement cost and actual cash value?2023-07-20T15:49:45-07:00

Replacement cost coverage reimburses you for the cost of replacing damaged or lost property with a new equivalent item. Actual cash value coverage takes depreciation into account and pays you the current value of the property at the time of the loss.

Don’t see your question? Contact us.

Let’s have a conversation.

Client Center

Access your policies 24/7.

View Policy Coverages

Download Documents

Report a Claim

Get Auto ID Cards

Request Policy Changes

…and more

We’re here for you

Get started with
Nicholson and Associates Insurance.

Our team of knowledgable agents are experts at finding the right coverage for your needs.

Get started with an insurance quote from Nicholson and Associates Insurance