Culley Insurance Group is now part of the Nicholson and Associates Insurance Insurance team.
Welcome to Nicholson and Associates Insurance
Your Hawaii Insurance Agency.
Ensuring the Protection of Your Assets.
We can help with all your insurance needs in Hawaii. Select a product below or call us at 808-419-7099 to start the conversation.
View all: Insurance coverages
Our Partners
Representing the largest insurance companies in Hawaii.
About Us
Who is Nicholson and Associates Insurance?
Since its foundation in 1965, Nicholson and Associates Insurance has been dedicated to providing top-
tier, comprehensive insurance solutions tailored to our client’s unique needs.
As a property and casualty independent insurance agency, we offer all lines of coverage for both commercial and personal insurance.
While we focus on delivering value, we do a great job of delivering on price too.
36% Lower Rates vs Allstate
30% Lower Rates vs State Farm
23% Lower Rates vs Liberty Mutual
38% Lower Rates vs Geico
Frequently Asked Questions
Questions? Answers.
Yes, you can still get insurance coverage even with a low credit score. While credit may be considered in determining premiums in some cases, it does not necessarily disqualify you from obtaining coverage.
Remember, these answers are general in nature and may not apply to every insurance policy or situation. It’s essential to consult with your insurance provider or a licensed insurance professional to obtain specific guidance tailored to your insurance needs and circumstances.
Yes, many insurance providers offer discounts for bundling multiple policies, such as combining your auto and homeowners insurance. Bundling can help save money and simplify your insurance management.
Replacement cost coverage reimburses you for the cost of replacing damaged or lost property with a new equivalent item. Actual cash value coverage takes depreciation into account and pays you the current value of the property at the time of the loss.
Don’t see your question? Contact us.