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Olympia Office (Main Office) 1802 Black Lake Blvd SW, #301, Olympia, WA 98512 (360) 352-8444
Vancouver Office 9413 NE Hwy 99, Ste 2, Vancouver, WA 98665 (360) 254-2842
Centralia Office 118 W Pine St, Centralia, WA 98531 (360) 736-7601
Castle Rock Office 25 A St, Castle Rock, WA 98611 (360) 274-6991
Maui Office 1254 S Kihei Rd, #1827, Kihei, HI 96753 (808) 419-7099
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Will filing a claim make my premium increase or result in my policy being canceled?

Will filing a claim make my premium increase or result in my policy being canceled?

Generally the answer is no. One claim is not a cause for concern on the part of insurance companies. But a pattern of claims may result in a premium increase or cancellation. So if you have a claim that is the third in three years, for example, that will be viewed differently than having one claim only. Individual claims that are suggestive of gross negligence can also result in significant premium increase or cancellation. An example might be an auto accident accompanied by a reckless driving or driving under the influence conviction.

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DISCLAIMER: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Read your policy or consult with your agent for details. Your eligibility for particular products and services is subject to final underwriting and acceptance by the insurance company providing such products or services.

This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Be sure to read the policy, including all endorsements, or prospectus, if applicable.

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