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Olympia Office (Main Office) 1802 Black Lake Blvd SW, #301, Olympia, WA 98512 (360) 352-8444
Vancouver Office 9413 NE Hwy 99, Ste 2, Vancouver, WA 98665 (360) 254-2842
Centralia Office 118 W Pine St, Centralia, WA 98531 (360) 736-7601
Castle Rock Office 25 A St, Castle Rock, WA 98611 (360) 274-6991
Maui Office 1254 S Kihei Rd, #1827, Kihei, HI 96753 (808) 419-7099
(360) 352-8444

Does my homeowner policy cover my possessions when they are not in my house?

Does my homeowner policy cover my possessions when they are not in my house?

A standard homeowner policy provides coverage equal to 10% of the limit for Coverage C of a homeowner policy or $1,000, whichever is greater. This coverage can help provide protection while you travel and for other temporary situations. If you have property in excess of these amounts away from home or property that is kept away from your residence premises for extended periods, you should consider additional protection.

The 10% limitation for household property, is for property at an Insureds Residence Premise......There is no limitation for property carried on vacation or stored in a storage unit. (except whatever the contents limit is on the property)

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Please Note: All Policy Changes & Quote Requests are NOT bound until communicated to you.