business auto insurance
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Hiring your first employee is a major milestone, but it also changes the way your business handles risk. Before you bring someone onto the team, it may be a good time to review your insurance policies, payroll responsibilities, and potential employment-related exposures.
For business owners and independent contractors, understanding the difference between commercial auto insurance and personal auto insurance is essential. While both types of policies help provide coverage for vehicles, they serve different purposes. Using a personal auto policy for business-related driving can lead to coverage gaps—or worse, claim denials.
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